The novarilithos Story
What started as a simple conversation about financial stress among friends became something much bigger. We've spent the last six years building practical tools and methods that actually help people take control of their money. Our approach isn't about quick fixes or complicated theories — it's about creating sustainable habits that work in real life.
Starting From Frustration
Three friends working in different sectors — banking, retail, and tech — kept having the same conversation. Despite earning decent salaries, we were all struggling with similar money management issues. Traditional budgeting apps felt disconnected from real-world spending patterns, and financial advice seemed written for people with completely different lives than ours. We decided to start tracking our spending habits together, sharing what actually worked versus what looked good on paper.
Finding What Actually Works
After three years of experimenting with different accountability methods, we discovered something interesting. The most effective approaches weren't the ones promoted in financial books or apps. Small, consistent check-ins with trusted people created better results than complex spreadsheets or restrictive budgets. We started sharing these methods with colleagues and family members, refining the process based on feedback from people with different income levels and financial goals.
Building Community Around Accountability
Today, novarilithos serves over 2,800 individuals across Malaysia who use our accountability methods. What makes us different is our focus on peer support rather than expert advice. We've learned that financial wellness comes from consistent habits, not perfect knowledge. Our community includes teachers, engineers, parents, students, and small business owners — all helping each other stay committed to their financial goals through practical accountability partnerships.
What We're Working On Now
Financial accountability isn't a destination — it's an ongoing practice. We're constantly refining our methods based on real feedback from real people dealing with real money challenges.
Simplified Tracking Methods
We're developing even simpler ways for people to monitor their spending without feeling overwhelmed by complex systems or detailed categorization requirements.
Better Partner Matching
Creating improved ways to connect accountability partners with similar financial situations and compatible communication styles for more effective support relationships.
Flexible Goal Setting
Developing approaches that adapt to changing circumstances while maintaining progress toward financial stability, recognizing that life rarely follows perfect plans.